Family first is how Emma Dowd lives.  She is always looking out for the benefit and welfare of the people in her family and her close friends.  This is what led her to pursue her career in insurance.  She had the unfortunate situation of watching close friends and family pass away without insurance, leaving their family financially strapped.  She also watched lots of friends and family suffer chronic illness that thankfully did not cost them their life, but it rendered them disabled.  This cost them everything as they entered financial devastation; she realized with some insurance the outcome could have been significantly different.  She also decided to get into insurance because she got to follow in her father’s footsteps.  He once sold insurance, annuities and financial planning in Hartford, CT when she was young.

Emma started her agency in January 2025.  She started the agency based on the morals, values and ethics she holds true to, with the passion and desire to help people through their worst moments.  In September 2024 she received her Life, Health and Annuity license in the State of Florida.  In December 2024 she received her Travel Insurance license in the State of Florida.  Currently she is working on her AHIP certification to be able to sell Medicare and Medicare Advantage Plans.  Emma has also passed her Anti Money Laundering Certification.  She also became a certified Life Coach in June 2024.

One of her passions is being out in the community, talking with people and networking.  She volunteers at the Hernando Historical Museum Association in Brooksville where she is the Volunteer Coordinator for their three museums. She plans events and sits on the Board of Directors through 2026.  She credits the organization for bringing out the best in her, helping her break the shell of introvertness she suffered with her whole life.

When she’s not working or volunteering Emma enjoys being with her spouse and two dogs, her family and her friends.  She loves trying different foods from cultures all over the world.  She loves traveling, reading classic novels, the Hallmark Channel, going to Disney World and the beach. She is currently learning the bass guitar, and she loves tattoos and piercings.  She never “Fits the Mould” and that doesn’t bother her one bit.  She knows she was born to stand out and be as authentic as it comes.

States Licensed In:  Florida
Born:  Bristol, CT
Currently Resides: New Port Richey, FL
Title:  Agent in Charge/Owner