Protect Your Trip, Your Health, and Your Investment
Travel plans can change unexpectedly. Whether you’re traveling for vacation, business, cruises, international travel, or family events, travel insurance can help protect you from costly disruptions before and during your trip.
At ELDI Insurance and Financial Group, we make it easy to compare travel insurance options and purchase coverage designed to fit your travel needs and budget. From trip cancellations to emergency medical coverage while traveling, having the right protection in place can provide peace of mind wherever your journey takes you.
What Travel Insurance Can Cover
Trip Cancellation Coverage
Protects your prepaid, non-refundable travel expenses if you must cancel your trip due to a covered reason before departure.
Trip Interruption Coverage
Provides reimbursement for unused trip costs and additional transportation expenses if your trip is interrupted due to a covered event and you need to return home or modify your travel plans.
Travel Delay Protection
Helps cover additional lodging, meals, and transportation expenses if your trip is delayed for a covered reason beyond the waiting period outlined in your policy.
Baggage Delay Coverage
Reimburses the cost of essential personal items if your baggage is delayed or misdirected by the airline or travel supplier for the required amount of time specified in your plan.
Lost, Stolen, or Damaged Baggage
Provides coverage for lost, stolen, or damaged luggage and personal belongings during your trip.
Emergency Medical & Dental Coverage
Helps cover eligible emergency medical and dental expenses that may occur while traveling domestically or internationally.
Emergency Medical Transportation
Provides coverage for medically necessary emergency transportation, including evacuation to the nearest appropriate medical facility and transportation home when medically required.
24/7 Travel Assistance Services
Access multilingual travel assistance professionals anytime for medical emergencies, travel support, lost documents, safety concerns, and other travel-related issues.
Concierge Services
Travel assistance experts can help with restaurant reservations, event tickets, destination information, and other travel-related requests.
Common Travel Insurance Exclusions
Travel insurance policies include covered reasons and exclusions that vary by plan. Common exclusions may include:
- Pre-existing medical conditions (unless eligible for a waiver)
- Known or forecasted weather events at the time coverage is purchased
- Participation in certain high-risk sports or activities
- War or acts of war
- Alcohol or drug-related incidents
- Other exclusions listed within policy documents
Always review your policy documents carefully to understand your specific coverage, limitations, and exclusions.
Free Look Period
After purchasing your policy, you will receive your plan documents for review. If the coverage does not meet your needs, most plans offer a free look period of at least 15 days (varies by state) to request a refund, provided your trip has not started and no claim has been filed.
Why Purchase Travel Insurance?
Unexpected travel problems can quickly become expensive. Travel insurance can help protect your financial investment and provide support when things don’t go as planned.
Travel insurance may be especially important for:
- Cruises
- International travel
- Expensive vacations
- Family trips
- Business travel
- Senior travelers
- Destination weddings
- Group travel
Get a Travel Insurance Quote Today
Compare travel insurance options and purchase coverage online in just minutes. Protect your trip with coverage designed for cancellations, medical emergencies, travel delays, lost baggage, and more.
