LIFE | SUPPLEMENTAL | DISABILITY | HEALTH | TRAVEL

Individual and Group Options

Welcome to the Emma Lynn Dowd Insurance Agency

We are the home of friendly, caring agents that put your needs first when protecting your estate, health, and retirement planning.  We pride ourselves on implementing our high values, morals and business ethics in every conversation and sale we make.  Here you will never experience high pressure sales or overselling products you don’t need.  We listen to your needs; we evaluate the right amount of coverage to fit your budget and search for the best prices that you can compare and make the right decision for you.  Our agency writes for multiple providers, but we also have some featured companies like Gerber, Corebridge, Carington Discount Plans, Aetna, Humana, Delta, Alianz and LegalShield. Let us help you prepare for your time of need.  Nobody wants to talk about the worst, and nobody wants to buy insurance for it, but you will be glad you did should that time arise.

Our Motto:  We are here for you through your good times and your worst times, never leaving your side.  With us, you are more than a client, you’re family!

Seminars/Events

Medicare 101 – What To Expect at 65

Date:  April 22, 2025
Time: 1:00 PM
Cost:  Free
Tickets – Reserve Now
Tickets can be purchased up till 10 AM on 4/17

Countryman One Room School House
66 Russell St.
Brooksville, FL 34601

This is an educational seminar only.  We can’t give any advice on your situation or specific products

Why Do I Need Insurance

* To build an estate for your family

* Cover your final expenses

* Replenish income if disabled

* Protect your loved ones

* Fill gaps in your health insurance

* Cover long term care

* Prepare for emergencies

The Advantage of Being A Broker

Aetna Insurance is one of our two

providers for Medicare, PDP

and Medicare Advantage Programs

Not all plans are available in your area.

Humana Insurance is one of our two

providers for Medicare, PDP

and Medicare Advantage Programs

Not all plans are available in your area.

We offer their award winning

supplemental insurance products

for businesses and individuals

Offering Guarantee Issue Life

Gerber Insurance College Savings

Gerber's Grow Up Plan for kids

Gerber offers family focused products to protect your family

Carington is a discount health plan

Its not qualified insurance. It offers

discounts on vision, dental, vision &

prescriptions and telehealth

Delta Dental is an industry standard

with PPO and HMO dental plans

Offers both group and individual

plans for everyone's needs

Our Products

Whole and Term Life Cancer
Chronic Illness Protection Vision/Dental/Hearing
Final Expense Pet
Long Term Care Medicare
Accidental Health Discount Plan
Disability Travel Insurance
Income Replacement Mortgage Protection
LegalShield/IDShield Grow Up Plan
Hospital Insurance Accident Protection
Learn More...
Group  Term Life Discount Plans
Accidental Death & Disability Travel Insurance
Chronic Illness Lump Sum Camcer
Vission/Dental/Hearing Group LegalSheild/IDShield
Small Business LegalShield Hospital Insurance
Short Term Disability Vision Supplemental
Dental Supplemental Annuities
Business Owner Coverage
Learn More...
Annuities
401K
Roth IRA
Traditional IRA
Gerner Insurance College Plan
Learn More...

The Benefit Of Health Discount Plans

  • Discount Plans are NOT insurance
  • Can’t qualify as being covered by insurance in the eyes of the Federal Government
  • No health checks
  • Everyone qualifies
  • Month to month (no year commitments)
  • Can still purchase to supplement your insurance but can’t use both
  • Vision, Dental, Hearing, Chiropractor, Prescriptions and Telehealth
  • Pay for the service at time it’s rendered for your discount rate

You can purchase through us and receive direct pricing (no markups for using us as an agent) plus you will get our agency to ask questions to should a question arise with your dedicated agent.  You can sign up through our portal and not even have to talk to us – but an agent will be assigned to you when you purchase or we can sign you up by phone.  Learn more here

Protect Your Journey with Our Travel Insurance

Are you preparing for a trip? Ensure you’re protected against unexpected events with our comprehensive travel insurance.
Why Choose Our Travel Insurance?
  • Cancel or Interrupt Your Trip: Reclaim non-refundable expenses due to unforeseen circumstances.
  • Medical Emergencies: Obtain immediate medical attention and cover hospital bills.
  • Travel Delays: Reimbursement for delays, cancellations, or lost luggage.
  • 24/7 Travel Assistance: Expert support for travel-related emergencies.

You can call us at (800) 587-6136 to get a quote and purchase or you can do it yourself by clicking this link.

Learn More

Other Services

Public Speaking

Emma talks about her life of being bullied, growing up different and how she managed to deal with adversity.  She also speaks about reaching your dreams, overcoming the odds and thinking outside the box to capture those dreams and goals you set.

Learn More

Notary Services

I provide a full notary services when you need it.  I am completely mobile, I can meet you anywhere at your home, office or location that you wish to get those important documents notarized professionally and accurately.

Learn More

Public Service & Networking

I am an active volunteer for non-profits in her community.  She is also a proponent for networking and being active inside her community.

Learn More

Nationally Syndicated Radio Show Host

Join Emma on her nationally syndicated radio show/podcast “The Emma Lynn Dowd Show” every Friday and Saturday on WREB radio where she talks with top celebrities, brings on experts in the fields of finance, health, politics and lifestyles that impacts life as we know it.  Her show has allowed her to provide game changing tips/tricks, lifestyle hacks and advice to families, professionals and individuals across the country.

Spreaker | iHeart | Spotify
Be a Guest | Advertise/Sponsor