LIFE | SUPPLEMENTAL | DISABILITY | HEALTH | TRAVEL
Individual and Group Options
Seminars/EventsBrooksville LaFrance Centennial CelebrationDate: June 7, 2025 1885 Train Depot We will talk about Life, Disability, Supplemental, Travel Insurance and Annuities. We will also take requests to discuss Medicare at a future time. |
Why Do I Need Insurance
* To build an estate for your family
* Cover your final expenses
* Replenish income if disabled
* Protect your loved ones
* Fill gaps in your health insurance
* Cover long term care
* Prepare for emergencies
We write for over 80 top industry rated companies for Life, Annuities and Health. As a Broker we work on the interest of the customer, not the insurance companies. This allows us to quote multiple companies to give you the best price for your needs and budget. Below are some of the companies that offer specific products we can’t get anywhere else.
Aetna Insurance is one of our three
providers for Medicare, PDP
and Medicare Advantage Programs
Not all plans are available in your area.
Humana Insurance is one of our three
providers for Medicare, PDP
and Medicare Advantage Programs
Not all plans are available in your area.
United Healthcare is one of our three
providers for Medicare, PDP
and Medicare Advantage Programs
Not all plans are available in your area.
We offer their award winning
supplemental insurance products
for businesses and individuals
Offering Guarantee Issue Life
Gerber Insurance College Savings
Gerber's Grow Up Plan for kids
Gerber offers family focused products to protect your family
Carington is a discount health plan
Its not qualified insurance. It offers
discounts on vision, dental, vision &
prescriptions and telehealth
Delta Dental is an industry standard
with PPO and HMO dental plans
Offers both group and individual
plans for everyone's needs
Our Products
Our individual products offer a wide range of solutions to fit your needs. Our products will help protect your family’s health and finances, create an estate, and plan for unforeseen situations like an injury, disability or chronic illness. Your family and health ARE your most important possessions so PROTECT IT.
| Whole and Term Life | Cancer |
| Chronic Illness Protection | Vision/Dental/Hearing |
| Final Expense | Pet |
| Long Term Care | Medicare |
| Accidental Health | Discount Plan |
| Disability | Travel Insurance |
| Income Replacement | Mortgage Protection |
| LegalShield/IDShield | Grow Up Plan |
| Hospital Insurance | Accident Protection |
We help businesses establish a quality benefit package that helps them attract and retain quality employees. As a company your employees are the lifeblood of your financial success. If your employees are sick, injured or become disabled it hurts your company. Protect them with group rates and other options that will help you stand out above your competition. Our products include…
| Group Term Life | Discount Plans |
| Accidental Death & Disability | Travel Insurance |
| Chronic Illness | Lump Sum Camcer |
| Vission/Dental/Hearing | Group LegalSheild/IDShield |
| Small Business LegalShield | Hospital Insurance |
| Short Term Disability | Vision Supplemental |
| Dental Supplemental | Annuities |
| Business Owner Coverage |
We all want our kids to go to college, and someday we all want to retire and enjoy our golden years. The one obstacle standing in the way of achieving those goals is money. Starting to save and invest when you are younger will help prepare a nest egg that will give you the financial freedom you worked so hard for all those years when your income is limited. College is expensive, helping to pay for college will allow your family to not suffer a financial hardship and when they graduate, you can stand there with a proud face while they walk across the stage. Let us help you achieve these dreams.
| Annuities |
| 401K |
| Roth IRA |
| Traditional IRA |
| Gerner Insurance College Plan |
The Benefit Of Health Discount Plans
- Discount Plans are NOT insurance
- Can’t qualify as being covered by insurance in the eyes of the Federal Government
- No health checks
- Everyone qualifies
- Month to month (no year commitments)
- Can still purchase to supplement your insurance but can’t use both
- Vision, Dental, Hearing, Chiropractor, Prescriptions and Telehealth
- Pay for the service at time it’s rendered for your discount rate
You can purchase through us and receive direct pricing (no markups for using us as an agent) plus you will get our agency to ask questions to should a question arise with your dedicated agent. You can sign up through our portal and not even have to talk to us – but an agent will be assigned to you when you purchase or we can sign you up by phone. Learn more here
Protect Your Journey with Our Travel Insurance
Are you preparing for a trip? Ensure you’re protected against unexpected events with our comprehensive travel insurance.
Why Choose Our Travel Insurance?
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Cancel or Interrupt Your Trip: Reclaim non-refundable expenses due to unforeseen circumstances.
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Medical Emergencies: Obtain immediate medical attention and cover hospital bills.
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Travel Delays: Reimbursement for delays, cancellations, or lost luggage.
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24/7 Travel Assistance: Expert support for travel-related emergencies.
You can call us at (800) 587-6136 to get a quote and purchase or you can do it yourself by clicking this link.
Other Services
Public Speaking
Emma talks about her life of being bullied, growing up different and how she managed to deal with adversity. She also speaks about reaching your dreams, overcoming the odds and thinking outside the box to capture those dreams and goals you set.
Notary Services
I provide a full notary services when you need it. I am completely mobile, I can meet you anywhere at your home, office or location that you wish to get those important documents notarized professionally and accurately.
Public Service & Networking
Emma is an active volunteer for non-profits throughout her community. She is also a proponent for networking and being active inside her community. She supports rescue shelters, Multiple Sclerosis research and the American Cancer Society.
Nationally Syndicated Radio Show Host
Join Emma on her nationally syndicated radio show/podcast “The Emma Lynn Dowd Show” every Friday and Saturday on WREB radio where she talks with top celebrities, brings on experts in the fields of finance, health, politics and lifestyles that impacts life as we know it. Her show has allowed her to provide game changing tips/tricks, lifestyle hacks and advice to families, professionals and individuals across the country.
Spreaker | iHeart | Spotify
Be a Guest | Advertise/Sponsor
