The statements above are ACTUAL facts facing everyone everyday.  Accidents and critical health issues can happen at anytime; they don’t discriminate by age, gender, race or religion.  The sad reality is life is unfair and that’s why you NEED to be prepared for the worst.  Now ask yourself these questions:

If you were to die today, would your family be financially stable and have the funds to carry out your last wishes and pay off your debt? 

If you were to become disabled from a car accident, or from an accident on the job, maybe you suffer a major health crisis that keeps you from working.  Do you have enough money to survive on a one income household?  

I am here to help ensure the answers to those questions are a YES! We provide quality Individual and group solutions.  Our strategy is simple, we work on an as needed basis so we won’t sell you something you don’t need; and there are no high pressure sales. We can help businesses establish essential employee benefit packages that will attract and retain employees. We care about our clients and we put customer service first.  I will be there every step of the way, from choosing out the right products that fill your needs, to any claims you may have.  I want to make this simple for you, your employees and anyone that takes the incentive to protect themselves and the people they love the most. We are your peace of mind!

Vendor/Event Info

Brooksville’s Heritage Day
Feb 22, 2025 | 9:00 – 3:00 | 1885 Train Depot  – 70 Russell St.  Brooksville, FL | Vendor info table

Our Products

The Benefit Of Health Discount Plans

  • Discount Plans are NOT insurance
  • Can’t qualify as being covered by insurance in the eyes of the Federal Government
  • No health checks
  • Everyone qualifies
  • Month to month (no year commitments)
  • Can still purchase to supplement your insurance but can’t use both
  • Vision, Dental, Hearing, Chiropractor, Prescriptions and Telehealth
  • Pay for the service at time it’s rendered for your discount rate

You can purchase through us and receive direct pricing (no markups for using us as an agent) plus you will get our agency to ask questions to should a question arise with your dedicated agent.  You can sign up through our portal and not even have to talk to us – but an agent will be assigned to you when you purchase or we can sign you up by phone.  Learn more here

Protect Your Journey with Our Travel Insurance

Are you preparing for a trip? Ensure you’re protected against unexpected events with our comprehensive travel insurance.
Why Choose Our Travel Insurance?
  • Cancel or Interrupt Your Trip: Reclaim non-refundable expenses due to unforeseen circumstances.
  • Medical Emergencies: Obtain immediate medical attention and cover hospital bills.
  • Travel Delays: Reimbursement for delays, cancellations, or lost luggage.
  • 24/7 Travel Assistance: Expert support for travel-related emergencies.

You can call us at (800) 587-6136 to get a quote and purchase or you can do it yourself by clicking this link.

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Mortgage Protection

Congratulations!!!! You bought a home.  This is the place you will raise your family in and your place of refuge for decades to come; so protect it!  I know you would want your home to stay with your family in the event of your death. Mortgage protection is a simplified, quick issue insurance that is used to protect our client’s greatest asset. Mortgage protection plans are designed to provide a death benefit to pay off all, or a portion of, a client’s mortgage. Optional riders are available in most states, such as disability income and return of premium, which refunds all, or part of, the premium paid if the policy is unused. This product, offered by many of our carriers, can be customized to fit each client’s needs and budget.

Have a lawyer in the palm of your hand 24/7 with LegalShield to protect you when you need it the most.   IDShield will protect your bank accounts, credit cards, and your reputation from hackers and online theft.

Want to sign up for an individual option plan without a consult you can do so by going to https://emmadowd.legalshieldassociate.com

Makes a GREAT employee benefit and you can make money with it too…. ASK ME HOW

We are NOT Lawyers and can’t give legal advice, but we sell the service that has licensed lawyers to help you.

Other Services

Public Speaking

Emma talks about her life of being bullied, growing up different and how she managed to deal with adversity.  She also speaks about reaching your dreams, overcoming the odds and thinking outside the box to capture those dreams and goals you set.

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Notary Services

I provide a full notary services when you need it.  I am completely mobile, I can meet you anywhere at your home, office or location that you wish to get those important documents notarized professionally and accurately.

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Public Service & Networking

I am an active volunteer for non-profits in her community.  She is also a proponent for networking and being active inside her community.

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Nationally Syndicated Radio Show Host

Join Emma on her nationally syndicated radio show/podcast “The Emma Lynn Dowd Show” every Friday and Saturday on WREB radio where she talks with top celebrities, brings on experts in the fields of finance, health, politics and lifestyles that impacts life as we know it.  Her show has allowed her to provide game changing tips/tricks, lifestyle hacks and advice to families, professionals and individuals across the country.

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