Life Insurance, Mortgage Protection, Guarantee Issue – Emma Lynn Dowd Insurance Agency – FL and TX

Insurance is critical when you want to protect your savings from life’s unexpected surprises.  These “surprises” can show in the form of health, death and factors like losing your job, or being sued.  All these can force you to dive into your savings and clean it out.  What does that do to your retirement? Simply put, it depletes it.

Did you know cancer and heart disease are the leading causes of death in the United States?  1 in 3 will die from heart disease.  Those are not good numbers, and a reason why you should have the right life insurance coverage.

Not all products work for everyone because each situation is different from someone else’s.  That’s why it’s important to sit with an agent, discuss your financial situation, health concerns, retirement and anything else that you need to protect, and let them pick out products that work for you!  Our products include:

• Life Insurance (Whole and Term)
• Index Universal Life
• Final Expense
• Guarantee Issue Life
• Child Life Insurance (Gerber)
• Hybrid Life (Life and Long Term Care)
• Disability (Full and Partial)
• Long Term Care
• Mortgage Protection
• Travel Insurance
• Key Employee Insurance

Our agency and the agents that work for us, are all independent.  This means we do not act on the best interest of the writing company, instead we look out for the best interest of the customer.  This has an advantage because we can write for multiple companies, and shop for the best price.