Group Solutions

Group Solutions For Business

In today’s competitive marketplace, employers must find ways to attract and retain their employees.  No employer wants to lose a good employee to another job simply because the other company offered better benefits.  That’s where we come in.  We know how important benefits from one’s employer is to an employee.  A better benefits package can mean the difference to a prospective employee; even if the competitor is offering slightly more money.  We will come help your company create a benefits package that will stand out and make your company competitive in the employment field for your industry.  We can get you competitive pricing that can help you save money on payroll taxes and the company can write off the cost as a business expense.  There are many ways we can help you accomplish your goal.

We have access to over 80 top rated and reputable companies to shop the best prices for you.  We can work with payroll deduction for cafeteria style plans (where the employee chooses), help you establish a contributory or non contributory set up and more.  Plus each of your employees will have my personal cell phone that they can call anytime for help when it comes to filing a claim.

Can you afford NOT to explore the world of employee benefits for your company?

FACT:  Most people PREFER to get their benefits from their employer in a group fashion

We write for over 80 top rated companies throughout the US.  We offer these employee benefits

  • Group term life
  • Accidental Death and Disability
  • Major Illness
  • Cancer Policies
  • Vision, Dental and Hearing
  • Retirement Savings (401K Plans)
  • Small Business LegalShield & IDShield plans as a benefit

For an employee to be eligible for these products, that employee must be employed for a minimum of 6 months, they must work full time and they must sign up during an enrollment period.

In Florida, a business typically needs a minimum of two employees to qualify for group insurance, including the owner; meaning the business owner can count as one of the required employees to be eligible for a group health plan.

We also offer the Section 125 Cafeteria plan which allows the employee the benefit of group pricing but they can pick and choose coverage and pay for it 100%, it provides tax savings for not only the employee but the employer as it’s paid with pre-tax money.  So this may be a great option for small businesses that wish to provide employees benefits based on a tight budget.

One of the leading causes employees miss work… LEGAL REASONS!  

We have two products that most employees don’t offer employees BUT with me, you can.  It’s LegalShield and IDShield.  These products give the power of legal help and advice by licensed lawyers in the palm of your employees hand 24/7.  They can help that employee create a will for only $50.00!  They can help that employee set up a trust for their estate or a trust for their children for $250.00!!!!  Additionally they will get IDShield.  IDShield helps protect themselves from identity theft.  It protects and reimburses them against fraud on their bank accounts, gaming accounts, credit cards etc… all they have to do is input their accounts they want protected.

Employers can offer this to their employees at NO COST to the business as it’s an option that employees can take at a 30% discount than if they sign up individually.  You as the employer can pay their subscription through payroll deduction (which may or may not provide tax savings for the employer and employee) or they can pay it directly on their own with the group option!

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