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Medicare Disclosure
By checking this box (MEDICARE ONLY), you agree that you are making the first initial contact and we are not randomly calling you to solicit insurance. You understand that we will call to set up a scope of appointment PRIOR to discussing any services which must be signed digitally via text or email. If you do not check this box, and are inquiring about Medicare, we can not contact you to set up that scope of Appointment

Please fill out the form above prior to booking your consult so we can better understand your needs.  Then once filled out and submitted please use this link to schedule your FREE 30 minute consult.  This is ONLY for client or potential clients, not for outside sales.  For that please email or contact us phone to set that up.

Book a 30 Minute FREE consult via Zoom to discuss your insurance needs.

If you are ready to look into your insurance needs and/or plan for your retirement you may fill out the form to the left and we will reach out within 24 hours.  You can also contact me directly at

Toll Free; (800) 587-6136
Local (813) 614-5872

We are based out of the Tampa Bay area but we service the entire state of Florida.  Some products can be sold outside of Florida, while some are exclusive to Florida per our license.

E Mails

Emma Dowd emmadowd@emmalynndowd.com
Robert Dowd robertdowd@emmalynndowd.com
Radio Guest and Media Requests pr@emmalynndowd.com

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This agency is owned and operated by Emma Lynn Dowd Enterprise, LLC. along with AMFM247 Media.  This agency is contracted by the issuers as a Broker.  Our agents nor the agency are employees of any issuer.  Our agency must conform to the federal, state and writers rules and regulations in addition we set up our own policies to protect the consumer.