Entries by emmadowd

Text Fraud Can Cost You Everything

One of the easiest forms of identity theft come from emails and texts that look so authentic that we panic and reply; which is exactly what the sender wanted you to do.  However, once you entered your information, the damage is done.  The trick is not to fall for these scams.

What you see here is an example of what these text messages look like.  This is a screenshot from a text I received on my phone.  Lets dissect this text to see what makes it so dangerous.

Your Insurance Policy Can Be Stolen Through Identity Theft

Let’s discuss what Insurance Identity Theft is. Insurance identity theft occurs when an identity thief uses your stolen personal information to obtain a new insurance policy or use of your current policy. Once they have gained access to insurance in your name, they can receive medical services under your name, making you the unlucky recipient of any future bills that they incur. They can also cash out your life insurance policy getting all the premiums paid into it closing the policy.

Florida Bill Proceeds to Repeal No Fault

For years now, Florida has been a no fault state when it comes to car insurance.  This meant that a driver must carry a state minimum for bodily injury only; collision and property coverage was optional.  That may change however as the Florida House of Representatives voted to approve the repeal along with other property and casualty rules.

Officially An AFLAC Producer

Emma Dowd the Agent in Charge of the Emma Lynn Dowd Insurance Agency announced today that they are an official producer for Aflac which offers supplemental benefits to their policy holders.

Emma Lynn Dowd Insurance Agency Adds Medicare

Agent in Charge Emma Dowd announced today that the Emma Lynn Dowd Insurance Agency has officially been contracted to offer clients Medicare coverage for both fully retired and individuals still working that are age 65.

Travel Insurance Now Offered At ELD Insurance

FOR IMMEDIATE RELEASE Travel Insurance Now Offered At Emma Lynn Dowd Insurance Agency (New Port Richey, FL – 1/13/25) – Emma Dowd, the CEO of Emma Lynn Dowd Insurance Agency, just contracted with Allianz Insurance to offer their customers travel insurance; further securing her goal to be a one stop shop for everyone’s insurance needs […]

Mortgage Insurance

Mortgage Insurance is a “concept” that is designed to pay off the mortgage upon one’s death and to pay off the mortgage should one become disabled; but since it’s a concept we can add things to the policy to make it “more dynamic” for more functionality. When you get your home you get PMI Insurance […]

New Logo

(New Port Richey, FL – 12/18/24) – Emma Dowd, an independent  insurance agent in the State of Florida has taken one more step closer to becoming an active Insurance Agency in the State of Florida by creating her new company name “Emma Lynn Dowd Insurance” which is a D.B.A with Emma Lynn Dowd Enterprise, LLC.  […]