LIFE | SUPPLEMENTAL | DISABILITY | HEALTH | TRAVEL

Individual and Group Options

New YouTube Channel Set to Launch May 1

Insurance Broker and owner of Emma Lynn Dowd Insurance Agency, Emma Dowd announced that starting on May 1, 2025 the agency will produce videos and publish them on the agencies new YouTube channel.

Text Fraud Can Cost You Everything

One of the easiest forms of identity theft come from emails and texts that look so authentic that we panic and reply; which is exactly what the sender wanted you to do.  However, once you entered your information, the damage is done.  The trick is not to fall for these scams. What you see here is an example of what these text messages look like.  This is a screenshot from a text I received on my phone.  Lets dissect this text to see what makes it so dangerous.

Your Insurance Policy Can Be Stolen Through Identity Theft

Let’s discuss what Insurance Identity Theft is. Insurance identity theft occurs when an identity thief uses your stolen personal information to obtain a new insurance policy or use of your current policy. Once they have gained access to insurance in your name, they can receive medical services under your name, making you the unlucky recipient of any future bills that they incur. They can also cash out your life insurance policy getting all the premiums paid into it closing the policy.

Contracted with United Health Care For Medicare

Emma Dowd, the Agent in Charge of Emma Lynn Dowd Insurance Agency announced Saturday that she has secured a contract with United Health Care for Medicare, Medicare Supplements, and Medicare Advantage Programs.

Florida Bill Proceeds to Repeal No Fault

For years now, Florida has been a no fault state when it comes to car insurance.  This meant that a driver must carry a state minimum for bodily injury only; collision and property coverage was optional.  That may change however as the Florida House of Representatives voted to approve the repeal along with other property and casualty rules.

Officially An AFLAC Producer

Emma Dowd the Agent in Charge of the Emma Lynn Dowd Insurance Agency announced today that they are an official producer for Aflac which offers supplemental benefits to their policy holders.